Ira Income Limits 2024 Married Person. Retirement savers age 50 and older can chip in an. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing.

The maximum total annual contribution for all your iras (traditional and roth) combined is: Find out if you can contribute and if you make too much money for a tax deduction.